Group Savings & Retirement
Our Group Savings & Retirement Solutions include:
- defined contribution pension plans
- group registered retirement savings plans
- deferred profit-sharing plans
- Employee Share Ownership Plan
- group non-registered retirement savings plans
We offer two comprehensive products in the defined contribution and investment only markets: Group Retirement Options (GRO) and Corporate Investment Options (CIO).
Manulife FutureStep
FutureStep is an affordable group retirement plan designed specifically for small businesses.
- No cost to you – as the employer, you don't pay for administration because fees are covered in one low Investment Management Fee (IMF) associated with each fund
- Quick and easy online application – the plan takes little effort to set up
- Convenient online administration – administer your plan online when it’s convenient for you
- Competitive fees – lower fees mean more of your employees' savings go toward their retirement income
- Leading funds – Manulife's rigorous selection and monitoring process ensures the availability of only top quality investments for your plan
- First-class employee services – online retirement planning tools, statements and education materials mean youremployees have support when they need it
Learn more about Manulife FutureStep
Group Retirement Options (GRO)
GRO is one of the most comprehensive, technologically-advanced products in the group savings market. With GRO, we provide group savings products that give employers and their employees the right solutions for retirement savings with significant value-added features:
- leading-edge Internet Technology to enroll members, submit contributions and process payments
- fully secure web access for members to transfer between funds
- change investment direction and access personal rate of return
- comprehensive educational investment material
- detailed member statements with customized messaging
- 24-hour, 7-day Interactive Voice Response system
- wide choice of funds and a broad selection of fund managers.
Corporate Investment Options (CIO)
CIO is an investment-only management product for investing defined benefit assets administered by third parties. It is designed for corporate clients, offering the investment diversity only available through a multi manager approach. CIO provides both registered and non-registered plans and offers an extensive line of high-quality investment options - all in one contract.
