Financial Planning
Wouldn't it be great to have a written plan, so that regardless of what is happening in the market, at work, or in the world, you still feel confident that you will achieve your goals?
We help our clients understand what is possible and what needs to be done to get there — and feel confident all along the way.
Our Process - The Financial Fitness Solution™
Our unique and comprehensive financial planning process, the Financial Fitness Solution™ takes into account all of the relevant factors in your life and focuses on follow-through, ensuring that your plans will succeed, for life.
Plans for all aspects of life
We develop financial plans for a wide range of situations:
- Goal Projections
Will I be able to achieve my financial goals? - Retirement Projections
How much money will I need to retire? How soon can I retire? How much Income can I take in retirement? How do I get the money out of the business efficiently when I retire? - Tax Planning
How can I reduce my taxes? - Risk Analysis
Will my family be okay if I become ill, disabled or pass away? - Investment Analysis
Am I on track given the market conditions? - Education Planning
How much will it cost? Will I be able to afford it? What is the best way for me to go about funding for education? - Eldercare Planning
What do I need to know? Where do I find it? What should I do to prepare? What are the financial consequences? - Estate Planning
Who are my heirs? What do I want to leave them? Do my wills track with my financial plan? What are the taxes? Can they be minimized? Should I use a trust? See Retirement & Estate Preservation for more information.
Manulife Securities Investment Services Inc. is registered as a Mutual Fund Dealer, or its equivalent, with the provincial securities commissions and as such our Advisors are entitled to sell mutual funds and other approved securities as permitted under our registration. They may also be able to provide other services or products to you through their own business. As a member of the Mutual Fund Dealers Association of Canada ("MFDA"), Manulife Securities Investment Services Inc. is obligated to disclose to you that you may be dealing with companies other than Manulife Securities Investment Services Inc. when purchasing services or products from your Associate (remuneration to your Associate may also come from various sources depending on the services or products purchased). For example, your Associate may offer any one or more of the following through a separate business, which would not be the responsibility of Manulife Securities Investment Services Inc.:
* Deposit Instruments: GICs, Canada Savings Bonds;
* Fee for Service Financial Planning;
* Estate Planning;
* Tax Planning or Income Tax Preparation;
* Insurance: Life, Accident, Sickness, Disability, General.
Please be sure that you have a clear understanding of which company you are dealing with for each of your services and products. Your Associate would be happy to provide any clarification you require.
